To speak with a licensed agent, call (775) 853-8389 (TTY 711 M-F, 9am-5pm) or email Ron@HealthPlansAdvisors.com or Susan@HealthPlansAdvisors.com

Health Plan Advisors

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!







      By submitting this information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Medicare’s “Donut Hole”

      This situation creates a coverage gap for some beneficiaries as they reach their annual coverage limits and have to pay more out-of-pocket.

      Special Needs Plans

      SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      My earliest memory of medicine is an evening visit to our third-story, walk-up apartment by Dr. Deitrick, our family physician, to take my temperature, listen to my four-year old heart and lungs, and give me a shot to cure me. It worked, I guess. After that, I set the family record for most cuts, bruises, and injuries, of the six…

      Read More


      Thomas Flynn

      My earliest memory of medicine is an evening visit to our third-story, walk-up apartment by Dr. Deitrick, our family physician, to take my temperature, listen to my four-year old heart and lungs, and give me a shot to cure me. It worked, I guess. After that, I set the family record for most cuts, bruises, and injuries, of the six children, requiring medical attention. The medical world was simple then.

      Beginning in the Fall, my mailbox was filled every day with Medicare Supplement plans and the TV ran non-stop ads with celebrity barkers, Joe Namath for example, touting the benefits of their sponsored plans. In December I decided to “explore” Medicare supplement plans myself. The thought terrified me, what would it cost, would it be flexible, comprehensive, could I retain my doctors, would they accept the plan? I had become quite comfortable with the WCSD medical plans and was, like others, reluctant to change. But family and friends suggested I look at other plans for significant savings. I knew immediately that finding the right plan by myself was way above my paygrade. It would be like climbing the north slope of Mt. Everest blindfolded in mid-winter. I needed help; I needed a Sherpa Guide. And I found one, her name is Susan Kist.

      Susan sat at a table near the exit of Smiths in south Reno. On the table, Medicare supplement literature. I walked by her at least ten time, until one day I summoned the courage and stopped to ask her my list of questions. She listened carefully and proceeded to answer all my questions and quickly describe all the options available. And, this is important, she is not only knowledgeable, but she’s extremely affable, approachable, humorous, and efficient. She is also a bit of a teacher, giving me a crash-course on supplement plans that helped me make my own decisions. She was not selling me, up or down, on any plan, just guiding me through the pitfalls and perils of modern medical plans.

      At a follow-up meeting in her office, we reviewed my requirements, and she gave me more details on the available plans. I selected and was accepted into a plan that offers the benefits I requested within a week. You helped there. I’ll be saving about $6,000 each year. For me, that’s a month of SCUBA diving at an all-inclusive resort in Cozumel, Mexico, airfare included. During that meeting, it occurred to me that there must be other retirees in the school district like me: reluctant to change, filled with uncertainty, but happy to save a buck if there is no loss of benefit. And willing to listen to an informed, friendly and reassuring third party on options. I suggested that Susan contact you to see if your office or the district has a need for her services. I’ve enclosed her business card which says in three words what I tried to in 500 words: Making Medicare Simple. I’m half Irish, gift-of-the-gab gene.

      You were very helpful in this effort; I hope you’ll find this story as helpful.


      Thomas Flynn

      I attended one of Ron’s seminars about Medicare, then scheduled a private appointment, and purchased medigap, dental, and Part D (prescr. drug) policies. Medicare is complicated, but Ron does a great job explaining the options and the advantages/disadvantages of each. It was nice to have several insurance companies to choose from, and a…

      Read More


      Paul Vandervoort
      Yorba Linda, CA

      I attended one of Ron’s seminars about Medicare, then scheduled a private appointment, and purchased medigap, dental, and Part D (prescr. drug) policies. Medicare is complicated, but Ron does a great job explaining the options and the advantages/disadvantages of each. It was nice to have several insurance companies to choose from, and a knowledgeable agent to cut through the noise and share the inside scoop of which providers to consider, and why. Ron understands how confusing Medicare is for ordinary folks like myself. He was very patient as I asked a question or two which he had already answered previously. Thumbs up!


      Paul Vandervoort
      Yorba Linda, CA

      Articles and Information


      Medicare Part D Plans: Assessing for Optimal Coverage Based on Your Needs

      As healthcare needs evolve, it’s essential to regularly assess your Part D coverage and consider whether switching to a different Part D plan may better suit your requirements.

      Read More

      6 Health Resolutions for Those Over 65

      It’s never too late to make positive changes in your life, and small steps can lead to big improvements in your overall well-being.

      Read More

      How to Reduce Your Odds of Liver Disease as You Age

      Guarding your liver is a fundamental aspect of maintaining a healthy lifestyle and living a longer, healthier life. Here’s what you should know…

      Read More

      10 Exercise Tips for Seniors: Enhancing Health and Vitality

      Here are 10 essential tips for seniors looking to embark on a fitness journey, tailored to ensure safety, enjoyment, and lasting health benefits.

      Read More

      Turning 65 Soon? Here are a Few Things to Know About Medicare Enrollment

      Reaching the age of 65 comes with the significant milestone of Medicare eligibility, marking a transition in healthcare coverage. Here are key aspects to ponder during this pivotal time.

      Read More

      Exploring Alternative Therapies for Pain Management

      As we age, exploring alternative therapies for pain management can offer new avenues for relief and improve your quality of life without relying solely on medication.

      Read More

      Planning for Healthcare Costs in Retirement

      As you transition into retirement, it’s essential to consider how you will cover medical expenses, as healthcare costs tend to increase with age.

      Read More

      The Role of Telemedicine in Your Healthcare Plan

      Telemedicine is now included in most healthcare plans, but you should discuss this option with your licensed insurance agent if it is important to you.

      Read More

      Understanding Your Long-Term Care Options

      Understanding these long-term care options can help you make informed decisions about the best course of action for you or your loved ones.

      Read More

      Read Additional Articles

      Join Our Newsletter List

      Twice each month we deliver health tips straight to your email inbox. Try it, we think you’ll like it!

      You can unsubscribe at any time.







          We do not share your data with anybody, and only use it for its intended purpose
          Close Accessibility Tools
          Accessibility Controls Reset
          Content Adjustments
          Font Size

          Default

          Line Height

          Default

          Content Scaling

          Default

          Highlight Titles
          Highlight Links
          Highlight Forms
          Align Left
          Align Center
          Align Right
          Focus Mode
          Color Adjustments
          Desaturate
          Monochrome
          Contrast

          Default

          Saturation

          Default

          Accessibility Statement

          Despite our attempts to make this website accessible for everyone, there may still be some pages or sections that are not completely accessible, are in the process of becoming accessible, or do not have a suitable technological solution to make them accessible. Nevertheless, we are always striving to enhance our accessibility by adding, updating, improving its options and features, and incorporating new technologies.

          We want to provide our users with the best experience possible, so we strive to support as many browsers and assistive technologies as possible.

          If you wish to contact this website's owner, please use the contact form on the website.

          Our User Interface Adjustment Options

          Font adjustments - With this tool, users can modify font size, style, letter spacing, and line height for improved alignment and readability.

          Color adjustments - Users can customize their color contrast profiles to light, dark, desaturated, and monochrome.

          Content highlighting - Users can prioritize key elements such as links, forms, and titles.

          Content focus - Users can enable focus mode to highlight the current page information based on their mouse movement.

          Close